Allied Insurance Review 2021: Car, Home and Life

Allied Insurance has provided insurance to people in the United States since 1929. Although it has since partnered with Nationwide, the company has always worked to offer multiple lines of insurance, including auto, home, and life insurance. Today, through Nationwide, the company is the eighth largest US home and auto insurer.

History of the Allied Insurance

The insurer was founded in 1929 under the name Allied Mutual Automobile Association and was headquartered in Des Moines, Iowa, with regional offices in four other states. Allied has built a reputation for affordable policies and strong customer service through its insurance portfolio, which includes auto, home, life and business insurance. In 1998, the company entered into its merger agreement with Nationwide Insurance and sold all of its insurance products under the Nationwide name.

Among other growth opportunities, the merger allowed Allied Insurance to expand the number of states covered by its policies. In addition, Douglas L. Anderson, then President of Allied, commented that “the employees and agents will be part of a larger organization that can provide Allied and Nationwide policyholders with access to a wider range of products and services than either.” Company could provide itself. “

Allied car insurance

With Allied auto insurance through Nationwide, your options range from a basic policy that meets liability requirements to more robust coverage.

cover

Discounts

  • Multi-politics
  • accident free
  • Good student
  • Theft protection
  • Defensive driving
  • Low mileage
  • Telematics-based program
  • Safe driver
  • Automatic payments

Allied home insurance

When seeking an Allied home insurance quote through Nationwide, understanding what a standard household policy covers can be helpful. A basic HO-3 home contents policy should cover loss or damage to your home and property due to insured hazards such as fire, hail, or theft.

cover

  • apartment
  • Personal property
  • Personal liability
  • Medical payments
  • Other structures
  • Loss of benefit
  • Regulation or statutory insurance
  • Credit card coverage
  • Brand new things
  • Better roof replacement
  • Identity theft
  • Water reserve
  • High quality items
  • Extended replacement costs
  • earthquake
  • Flood insurance

Discounts

  • Multi-politics
  • Completed residential complex
  • House renovation
  • House purchase
  • Protective device
  • Complaint-free
  • Pre-insurance
  • Roof assessment

Allied life insurance

Allied Insurance Company also offers life insurance through Nationwide to protect your family’s financial future after your death. The insurer offers a variety of life insurance policies that offer benefits beyond the payout of the lump sum death benefit.

Types of Policies Offered

  • Expression: This is life insurance protection for a certain period of time, usually between 10 and 30 years.
  • Quite: This offers permanent life insurance as long as premiums are paid. There is also an added cash value benefit.
  • Universal: This type of permanent life insurance offers a death and present value account with no expiration date and flexible payment options.
  • Variable: This type of permanent life insurance has a cash value account that can be created for higher growth.

Where does Allied work?

Prior to merging with Nationwide, Allied offered insurance in 33 states. The states in which it was not yet active included:

  • Alabama
  • Alaska
  • Arkansas
  • Connecticut
  • Hawaii
  • Kentucky
  • Louisiana
  • Maine
  • Massachusetts
  • Mississippi
  • New Hampshire
  • New Jersey
  • new York
  • Oklahoma
  • Rhode Island
  • Vermont
  • Washington, DC
  • West Virginia

Together with Nationwide, Allied’s coverage now extends to most of the US states. Allied and Nationwide are not available in fewer than 10 states between home and automobiles.

Allied ratings, reviews, customer satisfaction and complaints

With its insurance products now sold through Nationwide, Allied benefits from being a top insurer in most respects. In the 2020 JD Power Auto Claims Study, Nationwide was ranked among the top 10 insurers for customer claims satisfaction with a score of 876 out of 1,000. Nationwide ranked third best in customer satisfaction in the 2020 JD Power Life Insurance Study with a score of 803 out of 1,000. In the JD Power Home Insurance Study 2020, however, the company does not do that well, but is significantly below the industry average.

AM Best rates nationwide an A + (Superior) in financial strength and gives its creditworthiness as a reliable insurer. In addition, the mobile app has a rating of 4.4 out of 5 points in both the App Store and the Google Play Store.

Reasons Allied is a Great Option

Getting auto, life or home insurance from Allied can be a great experience when you enjoy the reliability of working with a well-known insurer like Nationwide and the ability to work directly with a broker or process your policy digitally. With multiple lines of insurance on offer, partnering with Allied through Nationwide can also be a convenient option for those looking to pool their policies with a single insurer.

However, since home insurance customer satisfaction is not that high compared to other top insurers, those looking for home insurance can benefit from evaluating the carrier against several trusted third-party providers such as AM Best and JD Power to see how well The provider covers his insurance needs.

Additional guidelines from Allied

In addition to auto, home and life insurance, Allied offers its customers access to other insurance products. Additional guidelines include:

  • Business insurance
  • Farm / ranch insurance
  • Motorcycle insurance
  • Boat insurance
  • RV insurance
  • Snowmobile insurance
  • ATV insurance
  • Umbrella insurance

Product availability may vary depending on the state.

frequently asked Questions

What do I need to get a quote from Allied Insurance?

You can initiate the quotation process online or contact a nationwide representative to guide you through coverage selection and pricing. It helps to have your contact information, details about your home or vehicle, and any information about additional drivers.

Will Allied still have any insurance policies after the merger?

Yes sir. Since the merger, Allied has now offered its insurance policies through Nationwide. Although it is now all under the Nationwide name, you can still get quotes and coverage by speaking to a Nationwide agent or using their website.

How do I file an allied insurance claim?

After signing up for online account access, you can submit your claim online using the mobile app or call your local Nationwide representative to submit the claim.

Does the home insurance cover a stolen item?

Theft of items up to a certain value is usually covered by normal household insurance. There are also additional covers that could be added to provide more complete protection, such as: B. Coverage for high value items and credit card coverage.

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